Checking Accounts

Stop paying those high checking account fees! Bank smarter with US Federal Credit Union!

Make managing your finances easy and stress-free with U S Federal Credit Union. Our no-cost checking accounts come with all the services you need to keep your money accessible and secure.

Why Choose USFCU?

Experience Free Banking

• Free ATM & Debit Card: Access your money anytime, anywhere.

• Free Lifetime Checks: Never worry about running out of checks.

• No Monthly Service Fees: Keep more of your money with zero monthly charges.

• Unlimited Check Writing: Write as many checks as you need without restrictions.

Convenient Digital Services

• Free Online Banking: Manage your account with ease from your computer.

• Free Mobile App: Bank on the go with our user-friendly app.

• Free Online Bill Pay: Pay all your bills online without any fees.

Hassle-Free Banking

• No Minimum Balance: Keep your account balance flexible.

• Free 24-Hour Telephone Access: Get account information round-the-clock.

• Courtesy Pay: Enjoy peace of mind knowing you're covered in case of accidental overdraws.

Join Your Community

We've proudly served Lake and Porter county residents since 1936, with branches in Valparaiso, Gary, Portage, and Merrillville. Become part of a community that values your financial well-being, Join Now!

Frequently Asked Questions

What do I need to open a checking account?
You'll need a valid ID, proof of address, and an initial deposit of any amount to open an account.

Are there any hidden fees?No! We pride ourselves on transparency. There are no hidden fees with our checking accounts.

Can I access my account from my phone?
Absolutely. Our mobile app is available for both iOS and Android, making it easy to access your account anywhere.

Visit Us Today

Feel free to stop by one of our local branches:

• Valparaiso - 334 W. US HWY 30 • Valparaiso, IN 46385
• Valparaiso Meijer In-Store - 405 Porters Vale Blvd. • Valparaiso, IN 46383
• Gary - 1 North Buchanan • Gary, In 46402
• Portage - 3275 Airport Road • Portage, IN 46368
• Merrillville - 8400 Broadway • Merrillville, IN 46410

For questions or assistance, call us at 219-769-1700.

Switch today and experience the freedom of a worry-free checking account!